After a storm hits Richards, getting a proper inspection is critical. Most insurance policies in MO have a 12-month filing window for storm claims. Richards Roofing & Maintenance provides free inspections, thorough documentation, and handles the claim process so nothing slips through the cracks.
Our Storm Damage Repair Process
Damage Assessment
Our HAAG-trained inspector documents everything the insurance adjuster needs: hail hit density, impact severity, functional vs. cosmetic damage classification, and affected areas by slope. This level of documentation is why our claims get approved.
Insurance Claim Filing
Our office prepares the claim package: photo evidence, damage scope, material specifications, and repair estimate in Xactimate format. We file with your carrier and track the claim through to adjuster assignment.
On-Site Adjuster Visit
Your adjuster gets a guided tour of the damage by our inspector. We speak the same language: hail hit classification, wind speed thresholds, manufacturer warranties voided by damage. This meeting is where claims get approved.
Quality Restoration
Once approved, our Richards crew handles the repair or replacement at the insurance-agreed price. You pay your deductible. We do the work, file the completion paperwork, and you're done.
What Richards Customers Say
"From the first phone call to the final walkthrough, everything was seamless. The team was courteous and efficient. Already recommended them to two friends."
"Best experience we've ever had with a home service company. On time, on budget, and the results exceeded what we expected. Truly top-notch."
"Our neighbors recommended them and now we understand why. Meticulous attention to detail and they treated our home like it was their own."
Why Choose Richards Roofing & Maintenance for Storm Damage Repair?
No Upfront Payment on Claims
We don't ask for money upfront on insurance jobs. You pay your deductible after the work is complete. Your insurance carrier pays the balance directly.
Local Company, Local Reputation
13+ years in Richards. We're not storm chasers from out of state. We live here, work here, and back our warranties because we're not going anywhere.
Insurance Claims Handled
We manage the entire process: inspection, documentation, filing, adjuster meeting, supplements, and repair. You deal with us, not the insurance bureaucracy.
Every Carrier Accepted
State Farm, Allstate, USAA, Liberty Mutual, Farmers, Nationwide. We work with every major insurance carrier in MO.
About Our Richards Storm Damage Repair Services
Richards Roofing & Maintenance includes HAAG Certified Inspectors on every storm damage assessment. HAAG certification is the insurance industry standard for forensic roof inspection. Adjusters trust our reports because they follow the same methodology the carriers use.
Our Richards storm damage crew handles everything from initial tarping through final insurance-paid repair. We coordinate with your carrier, meet the adjuster on your roof, and make sure the scope of work covers all the damage, not just the obvious stuff on the front slope.